Vehicle Insurance Kya Hai - What Is Insurance (Full Information)


Aapne kahi baar suna hoga ki Secure life ke liye life insurance,Health insurance Ya Vehicle Insurance karva lena chahiye.India me bahot se log hai jinko ye insurance ke bare me pata hai.Lekin aise bhi kuch log hai jinhe insurance ke bare me koi jankari nai hai.Toh ab fikar karne ke ki jarurat nai hai aaj me aapko insurance ke bare me puri jankari bata duga.
Vehicle Insurance Kya Hai Or Insurance (Beema) Kaise Karvaye
Insurance ek aisi facility hai jise world me mostly har person use kar raha hai.Kyu ki jab hamara koi nuksaan ho jaye toh hamare piche nuksaan ka backup karne wala koi powerful background toh hona hi chahiye jo hame insurance company provide karti hai.India me kitni insurance company hai Or konsi konsi hai.Insurance kya hai sabhi informations aaj mil jayegi.So R You Ready ?



What Is Insurance

  • Insurance plan ka hindi meaning hota hai beema yojna.Jo kahi prakar (types) ke hote hai jaise ki Life insurance,Health Insurance,Vehicle Insurance.
  • Insurance matlab ki 2 ya adkhik vyaktiyo me kanooni roop se samjhota kiya jata hai ki Jaise insurance policy me bataya hai bilkul ussi tarah varnit ghatna hone par nishchit paiso ki help ki jaye.
  • Ek example - Beema karvane wala vyakti Pehle kuch paise dekar (premium) Beemakrta company ko deta hai.Fir Insurance company usse kuch bhi jokham hone par jimmedari utha leti hai.
  • Jaise agar aapne koi vehicle kharida hai or insurance karva liya hai.Toh jab bhi vehicle ko accident me kuch bhi hani hogi toh insurance company uska bhugtaan karne ke liye taiyar rahegi.
  • Is tarah aap jaan chuke hai ki Insurance ek safety planning hai Jo hame nuksaan hone par backup deta hai.

Vehicle Insurance Kya Hai

  • Aaj ham vehicle insurance ke bare me puri details me janege.Jis tarah ham apna or apne pariwaar walo ka life insurance karvate hai same ussi tarah apne vehicle (vaahan) ka bhi karva sakte hai.
  • Ham kisi bhi vehicle ka insurance company se insurance karva sakte hai.Jaise ki bike,scooter,car etc.
  • Agar aapne insurance karvaya hoga toh jab bhi aapke vehicle ka accident hoga or usme kuch parta damage ho jayege ya kuch bhi hani hogi toh insurance company paiso ke mamle me aapko support karegi.
  • Ab india me vehicle insurance 2 tarah ke hote hai (1) Third Party Insurance Or (2) Full Party Insurance.
  • (1) Third Party Insurance : Jab 2 vehicle ka accident hota hai tab company sirf dusre vehicle ko sahayta karegi.Company aapke vehicle ko sahayta nahi karegi.
  • (2) Full Party Insurance : Yeh plan sab se acha hai kyu ki isme company dono vehicles ko yani ki accident ka bhog bane wali dono party ko sahayta karti hai.

Vehicle Accident,Gum Ya Chori Ho Toh Kya Karna Chahiye

  • Agar kabhi bhi aapke saath koi accident hota hai toh ho sake toh ussi vaqt apne mobile se accidented vehicle ki photos click kar lijiye fir Insurance company ke adhikari ko phone kijiye or accident ke bare me bata dijiye.
  • Agar aapka vehicle kisi place par park kiya ho or vaha se gum ya chori ho jata hai toh pehle sabhi jagah par thik se dhoond lena or confirm kar lena ki kisi ne aapke saath mazaak toh nahi kiya.Confirm karne ke baad aap 100 number dial kar ke ya sidhe police station me visit kar ke vehicle ki complaint kar sakte hai.Complaint karne ke baad aap Insurance Compnay ko bhi informations bata dena.

Insurance Company Se Sahayta Lene Ki Liye Kya Karna Chahiye

  • Ab sab se pehle aapke paas abhi documents ki file honi chahiye.Jaise ki Insurance ki original copy,Vehicle RC,Accident FIR,Driving Licence,Vahan thik karvane ki rasid,Insurance plan yani ki third party ki rasid.Or agar aapka vehicle gum ya chori ho jata hai toh Vehicle Gum ho jane ki FIR bhi jodni hogi.
  • Itna karne ke baad jab aap sabhi documents and proofs beema company ko dete hai tab ek adhikari aapke accident huye vehicle ki janch karne ko aayega.Fir janch karne ke baad aapki sabhi jankari voh adhikari company ko batayega.Iske kuch dino baad aapko company ki taraf se vehicle ka harjana mil jata hai.

List Of Insurance Companies In India

  1. Agriculture Insurance Company Of India
  2. National Insurance Company
  3. New India Assurance 
  4. The Oriental Insurance
  5. Inited India Insurance Company
  6. Cholamandlam MS General Insurance
  7. Bajaj Allianz General Insurance
  8. Bhari AXA Insurance
  9. Cigna TTK
  10. HDFC ERGO 
  11. ICICI Lombard
  12. IFFCO Tokio
  13. L & T General Insurance
  14. Liberty Videocon
  15. Max Bupa
  16. Reliance Insurance
  17. Religare
  18. TATA AIG General
  19. Royal Sundaram General
  20. LIC
  21. Star Health And Allied Insurance 
  22. More Information About All Insurance Companies Visit Here

Dosto,Agar aapko yeh post pasand aati hai toh mujhe bata dena taki aage me aapke liye health insurance or life insurance ke bare me janakri share kar saku.Milte hai apni next post mein tab tak Take Care !

...........................................................Thanks For Reading.....................................................

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